Founded in 2005, Agnos Consulting Ltd combines deep cross-border payments knowledge with practical expertise to help clients through the regulatory application process, onto live operations and beyond.
With over 30 years in securities services operations and cross-border payments, Steven has held senior positions at HSBC Bank PLC and JPMorgan Chase Bank N.A. He personally conducts all assignments without delegation — clients work directly with him from first call to final delivery.
His track record spans North America, Europe, Africa and Asia, with a particular specialism in regulatory approvals, remittance infrastructure and large-scale payment network management.
Key Achievements
A career built at tier-1 banks and frontier payment networks — with the experience to match.
Established sub-custody services across Eastern Europe, building the infrastructure and relationships underpinning HSBC's regional securities services network.
Managed global networks and coordinated legacy system consolidation involving USD 10 trillion in transactions — one of the largest payments transformation programmes of its era.
Served as COO, implementing pension securities custody services across one of West Africa's largest banking groups.
Co-founder and lead consultant for multiple remittance and payments platforms, driving digital financial inclusion across emerging markets.
Beyond payments infrastructure, Steven brings deep expertise in the regulatory and technology dimensions of modern financial services.
Comprehensive risk assessment, KYC/AML compliance framework design, sanctions screening, PEP monitoring and regulatory relations management across multiple jurisdictions.
SaaS platform evaluation, API integration strategy, cloud solutions architecture and fraud prevention system design — from concept through to live deployment.