About Agnos Consulting

Founded on 30 Years of Payments Experience

Founded in 2005, Agnos Consulting Ltd combines deep cross-border payments knowledge with practical expertise to help clients through the regulatory application process, onto live operations and beyond.

Steven Faulkner

With over 30 years in securities services operations and cross-border payments, Steven has held senior positions at HSBC Bank PLC and JPMorgan Chase Bank N.A. He personally conducts all assignments without delegation — clients work directly with him from first call to final delivery.

His track record spans North America, Europe, Africa and Asia, with a particular specialism in regulatory approvals, remittance infrastructure and large-scale payment network management.


Work with Steven
Steven Faulkner — Managing Director, Agnos Consulting
Steven Faulkner
Cross-Border Payments Pioneer

Key Achievements

  • Launched early digital remittance services in Nigeria, Bangladesh (with BRAC) and Nepal
  • Obtained regulatory approvals from FINTRAC, FCA, DFSA and multiple Central Banks
  • Implemented Equity Direct — recognised by the World Bank as the first instant cross-border account-to-account remittance service to East Africa
  • Deployed mass payment solutions enabling real-time transactions across NIBBS systems to 30 million bank accounts

Senior positions at the world's leading institutions

A career built at tier-1 banks and frontier payment networks — with the experience to match.

H

HSBC Bank PLC

Established sub-custody services across Eastern Europe, building the infrastructure and relationships underpinning HSBC's regional securities services network.

JP

JPMorgan Chase Bank N.A.

Managed global networks and coordinated legacy system consolidation involving USD 10 trillion in transactions — one of the largest payments transformation programmes of its era.

U

UBA Bank (Nigeria)

Served as COO, implementing pension securities custody services across one of West Africa's largest banking groups.

MU

Mobile Union and VFX Financial

Co-founder and lead consultant for multiple remittance and payments platforms, driving digital financial inclusion across emerging markets.


Risk, compliance and technology

Beyond payments infrastructure, Steven brings deep expertise in the regulatory and technology dimensions of modern financial services.

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Risk and AML / KYC

Comprehensive risk assessment, KYC/AML compliance framework design, sanctions screening, PEP monitoring and regulatory relations management across multiple jurisdictions.

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Technology and Operations

SaaS platform evaluation, API integration strategy, cloud solutions architecture and fraud prevention system design — from concept through to live deployment.



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